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Guide 5 min read

10 Common Mistakes After a Car Accident

Avoid these costly mistakes after a car accident. Protect your insurance claim and your wallet.

· JF Autobody & Paint

Mistakes That Can Cost You Thousands

Don’t make these common errors that can hurt your insurance claim and repair quality.

1. Not Taking Enough Photos

Take at least 20 photos — damage close-ups, wide shots, vehicle positions, license plates, road conditions.

2. Admitting Fault at the Scene

Be polite but leave fault determination to authorities. Saying “I’m sorry” can be used against you.

3. Skipping the Police Report

Always get one, no matter how minor the damage seems. Without it, claims can be denied.

4. Waiting Weeks to Repair

Damage can worsen (rust, water damage), and insurers may question if additional damage was from the accident.

5. Choosing the Cheapest Shop

Compare quality, not just price. Ask about warranties, materials, and processes.

6. Not Checking for Hidden Damage

Insist on a complete inspection, including frame and internal components.

7. Signing Without Reading

Read everything. Ask about anything unclear. Keep copies.

8. Not Requesting Supplements

If additional damage is discovered during repair, the shop should file a supplement with the insurer.

9. Forgetting the Deductible

Know your deductible amount before starting and have it ready.

10. Not Inspecting the Final Work

Check everything with good lighting before accepting your vehicle back.

Avoid These Mistakes

At JF Autobody & Paint, we guide you through every step. Contact us787-940-9387.

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